The following fees may be assessed against your account
and the following transaction limitations, if any, applied
to your account.
| All Share Accounts |
Share Withdrawal Fee
(Over 3 per month) |
$0.50 |
Account Closing Fee
(On accounts open 60 days or less) |
$5.00 |
Return Item Fee
(Check that was deposited into member's account and returned to credit union for any reason) |
$10.00 |
Statement Copy Fee
(Reprint of a statement) |
$5.00 |
| Interim Statement |
$2.00 |
Wire Transfer Fee and Western Union Fee
(Transferring funds from this institution to another) |
$20.00 |
| International Wire Fee |
$40.00 |
Stop Payment (ACH)
(Notice required in writing) |
$15.00 |
Per Hour Research Fee
(1 hour minimum; after 1 hour - charged in 15 minutes increments) |
$25.00 |
Check Cashing Fee
(Free if member uses three credit union services, such as direct deposit, debit card, multiple share accounts) |
$2.50 |
| Money Orders |
| Each Money Order |
$1.25 |
Share Draft (Checking) and Business Share Draft (Checking) Account
Draft Printing Fees Will Vary |
Stop Payments (checks/ACH)
(Notice required in writing) |
$15.00 |
Insufficient Checks (NSF)
(Per Check) |
$25.00 |
Check Copies - per check
(3 FREE a month) |
$2.00 |
| Overdraft Protection from shares |
$1.00 |
Temporary Checks
(Up to 10 checks) |
$0.10 |
Automatic Teller Machine (ATM)
You will only incur these charges if you use a foreign ATM machine (an ATM machine that is does not belong to the credit union). If you use the ATM machine in the VA Hospital or the one at the credit union, you will not be charged these two fees. |
ATM Withdrawal Fee
(Per transaction) |
$1.00 |
ATM Transfer Fee
(Per transaction) |
$1.00 |
| Traveler's Cheques |
| Per $100.00 purchased |
$0.60 |
| Visa Debit Card |
Negative Balance
(Each occurence) |
$20.00 |
Automatic Overdraft
(Each occurence) |
$1.00 |
| Pin Replacement |
$2.50 |
| Card Replacement |
$5.00 |
Sales Draft Copy
(Each copy) |
$5.00 |
| ATM Photo Verification |
Actual Costs |
Loans & MasterCard
Please refer to your loan contract or MasterCard Statement for any other terms that may apply. |
| Reverse a payment due to a NSF check |
$15.00 |
Late Charges
(If you are more than 15 days late with your payment you will pay a late charge of $10.00) |
$10.00 |
| Safe Deposit Boxes |
3 x 10
(Annual box fees) |
$15.00 |
5 x 10
(Annual box fees) |
$25.00 |
10 x 10
(Annual box fees) |
$35.00 |
| Lose one key |
$25.00 |
Lose both keys
(Credit Union has to drill box) |
$150.00 |
